Personal Savings

Keep Saving for Something Special

Your savings will continue to grow with Ameris Bank. Find the name of your current Fidelity Bank savings account below and click on the name to learn about your new Ameris Bank savings account. Your new Ameris Bank account will become effective November 4. Even if your account name stays the same, some features and benefits may have changed.

Current Fidelity Bank Savings Account

​Your New Account: HEALTH SAVINGS ACCOUNT

  • Online Banking, Mobile Banking, Telephone Banking, e-statements and Alerts
  • Statements will be generated on the last business day of each month.
  • If you close this account prior to the crediting of interest, interest will not be paid.
  • Access funds with an HSA Visa® debit card or checks
    • $7 monthly account price will be waived each statement cycle when $1,000 minimum daily balance is maintained. Enroll in e-statements and enjoy $2 off the monthly account price, which will reduce the Health Savings Account monthly account price to $5, if assessed.
    • A $2.00 service charge will be assessed for each transaction made using a non-Ameris Bank ATM. You may also incur an additional charge at the time of the transaction from the owner of the ATM.

​Your New Account: PERSONAL SAVINGS

  • Online Banking, Mobile Banking, Telephone Banking, e-statements and Alerts
  • $200 minimum daily balance to earn the disclosed annual percentage yield. You will earn interest for every day during the period that your account equals or exceeds the minimum daily balance requirement. If you close this account prior to the crediting of interest, interest will not be paid.
  • Statements will be generated at the end of each calendar quarter.
  • $11 quarterly account price will be waived each statement cycle when an average daily balance of $300 or greater is maintained. Enroll in e-statements and enjoy $2 off the quarterly account price, which will reduce the quarterly account price to $9, if assessed.
  • A $2.00 service charge will be assessed for each transaction made using a non-Ameris Bank ATM. You may also incur an additional charge at the time of the transaction from the owner of the ATM.
  • A savings withdrawal fee of $10 will be charged for each debit transaction in excess of six per quarter. Debit transactions include withdrawals made in person at an Ameris Bank office or at an ATM, automatic transfer, or payment from the account. This is an activity fee unrelated to the federal transaction limitations described at the bottom of this page.

​Your New Account: PERSONAL SAVINGS

  • Online Banking, Mobile Banking, Telephone Banking, e-statements and Alerts
  • $200 minimum daily balance to earn the disclosed annual percentage yield. You will earn interest for every day during the period that your account equals or exceeds the minimum daily balance requirement. If you close this account prior to the crediting of interest, interest will not be paid.
  • Statements will be generated at the end of each calendar quarter
    • $11 quarterly account price will be waived each statement cycle when an average daily balance of $300 or greater is maintained. Enroll in e-statements and enjoy $2 off the quarterly account price, which will reduce the quarterly account price to $9, if assessed.
    • A $2.00 service charge will be assessed for each transaction made using a non-Ameris Bank ATM. You may also incur an additional charge at the time of the transaction from the owner of the ATM.
    • A savings withdrawal fee of $10 will be charged for each debit transaction in excess of six per quarter. Debit transactions include withdrawals made in person at an Ameris Bank office or at an ATM, automatic transfer, or payment from the account. This is an activity fee unrelated to the federal transaction limitations described at the bottom of this page.

Your New Account: PERSONAL MONEY MARKET

  • Online Banking, Mobile Banking, Telephone Banking, e-statements and Alerts
  • $2,500 minimum daily balance to earn the disclosed annual percentage yield; turn to page 45 to learn about the interest rate tiers
  • Statements will be generated on the fifth or sixth business day of each month (depending on your current cycle).
    • $12 monthly account price will be waived each statement cycle when a $1,000 daily balance or $3,000 average daily balance is maintained during the statement cycle. Enroll in e-statements and enjoy $2 off the monthly account price, which will reduce the monthly account price to $10, if assessed.
    • If you close this account prior to the crediting of interest, interest will not be paid.
    • A $2.00 service charge will be assessed for each transaction made using a non-Ameris Bank ATM. You may also incur an additional charge at the time of the transaction from the owner of the ATM.
    • An excess debit fee of $10 will be charged for each withdrawal transaction that exceeds the federal limitation* of six per statement cycle, described at the bottom of this page.

​Your New Account: PREMIUM PERSONAL MONEY MARKET

  • Online Banking, Mobile Banking, Telephone Banking, e-statements and Alerts
  • Statements will be generated on the fifth or sixth business day of each month (depending on your current cycle).
  • If you opened your account prior to July 1, 2019: you will earn interest on any balance for one year from your account open date, then it will transition to a tiered interest plan. Click here for more details.
  • If you close this account prior to the crediting of interest, interest will not be paid.
  • If you opened your account on or after July 1, 2019: your money market is a tiered interest plan. Click here for more details.
    • $6 monthly account price will be waived each statement cycle when a $1,000 minimum daily balance is maintained. Enroll in e-statements and enjoy $2 off the monthly account price, which will reduce the monthly account price to $4, if assessed.
    • A $2.00 service charge will be assessed for each transaction made using a non-Ameris Bank ATM. You may also incur an additional charge at the time of the transaction from the owner of the ATM.
    • An excess debit fee of $10 will be charged for each withdrawal transaction described below which exceeds the federal limitation* of six per statement cycle.

Your New Account: LION SPECIAL PERSONAL MONEY MARKET

  • Online Banking, Mobile Banking, Telephone Banking, e-statements and Alerts
  • Statements will be generated on the fifth or sixth business day of each month (depending on your current cycle).
  • If you opened your account prior to July 1, 2019: you will earn interest on any balance for one year from your account open date, then it will transition to a tiered interest plan. Click here for more details.
  • If you close this account prior to the crediting of interest, interest will not be paid.
  • If you opened your account on or after July 1, 2019: your money market is a tiered interest plan. Click here for more details
    • $6 monthly account price will be waived each statement cycle when a $1,000 minimum daily balance is maintained. Enroll in e-statements and enjoy $2 off the monthly account price, which will reduce the monthly account price to $4,
      if assessed.
    • A $2.00 service charge will be assessed for each transaction made using a non-Ameris Bank ATM. You may also incur an additional charge at the time of the transaction from the owner of the ATM.
    • Withdrawal Fees: An excess debit fee of $10 will be charged for each withdrawal transaction described below which exceeds the federal limitation* of six per statement cycle.

​Your New Account: PERSONAL SAVINGS

  • Online Banking, Mobile Banking, Telephone Banking, e-statements and Alerts
  • $200 minimum daily balance to earn the disclosed annual percentage yield. You will earn interest for every day during the period that your account equals or exceeds the minimum daily balance requirement. If you close this account prior to the crediting of interest, interest will not be paid.
  • Statements will be generated at the end of each calendar quarter.
    • $11 quarterly account price will be waived each statement cycle when an average daily balance of $300 or greater is maintained. Enroll in e-statements and enjoy $2 off the quarterly account price, which will reduce the quarterly account price to $9, if assessed.
    • A $2.00 service charge will be assessed for each transaction made using a non-Ameris Bank ATM. You may also incur an additional charge at the time of the transaction from the owner of the ATM.
    • A savings withdrawal fee of $10 will be charged for each debit transaction in excess of six per quarter. Debit transactions include withdrawals made in person at an Ameris Bank office or at an ATM, automatic transfer, or payment from the account. This is an activity fee unrelated to the federal transaction limitations described at the bottom of this page.

​Your New Account: PERSONAL SAVINGS

  • Online Banking, Mobile Banking, Telephone Banking, e-statements and Alerts
  • $200 minimum daily balance to earn the disclosed annual percentage yield. You will earn interest for every day during the period that your account equals or exceeds the minimum daily balance requirement. If you close this account prior to the crediting of interest, interest will not be paid.
  • Statements will be generated at the end of each calendar quarter.
    • $11 quarterly account price will be waived each statement cycle when an average daily balance of $300 or greater is maintained. Enroll in e-statements and enjoy $2 off the quarterly account price, which will reduce the quarterly account price to $9, if assessed.
    • A $2.00 service charge will be assessed for each transaction made using a non-Ameris Bank ATM. You may also incur an additional charge at the time of the transaction from the owner of the ATM.
    • A savings withdrawal fee of $10 will be charged for each debit transaction in excess of six per quarter. Debit transactions include withdrawals made in person at an Ameris Bank office or at an ATM, automatic transfer, or payment from the account. This is an activity fee unrelated to the federal transaction limitations described at the bottom of this page.

*Federal Transaction Limitations: Federal law governs withdrawal transactions from Savings and Money Market accounts. If transactions exceed limits, the account could be reclassified as non-interest bearing. Federal law limits transfers to another deposit account with Ameris Bank or to a third party to a total of six per statement cycle (or six per month for quarterly statements). These transfers include: preauthorized agreement, telephone request, check,  debit card, draft including online banking transfers and sweep transfers. Withdrawals made in person at an Ameris Bank office or at an ATM are not subject to these limitations.

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